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As Ron DeSantis prepares for his upcoming debate with California Governor and likely 2024 Democrat Presidential candidate Gavin Newsom in Georgia on November 30th, DeSantis will yet again make the case to Americans as to why he should be President by comparing his self perceived record with that of Gavin Newsom’s. For years, DeSantis has been over inflating his record as Governor of Florida in an effort to make it appear as though he is America’s most popular Governor, although recent reports have him and Iowa’s Governor Kim Reynolds listed as the two most unpopular Governors in America. DeSantis has dubbed his debate with Newsom, which will be moderated by Fox News host Sean Hannity, as “Revival vs. Decline”. DeSantis wants people to believe that Floridians are better off in Florida under his leadership (or lack of), but that couldn’t be further from the truth, and the Florida housing market proves it.

Florida residents are already struggling with a myriad of economic issues because of run-away inflation and some of the highest utility rates in the nation, with Florida taking the prize for being that state with the highest inflation rates in the country. Additionally, the cost of rent has skyrocketed throughout Florida as landlords have had to increase monthly rentals in order to cover the drastic increase in property insurance and utility hikes, which has in turn created an affordable housing crisis in Florida, and is likely to cause a future housing market crash as well.

I have exclusively confirmed that the Deputy Campaign Manager to DeSantis’s failed Presidential campaign, David Polyansky, along with his wife Kristen, are quietly suing their insurance company in Florida after becoming victims of Ron DeSantis’s anti-consumer insurance bill that served to protect insurance companies at the expense of Floridians. While DeSantis tells people from California and other blue states to come to Florida where they will enjoy a better standard of living, and his campaign slogan is literally “Make America Florida,”, the civil remedy notice I have exclusively obtained proves that even DeSantis’s own Deputy Campaign Manager for his Presidential campaign is suffering from DeSantis’s disastrous policies in Florida. 

 

Thousands of Hurricane Ian victims are still battling with their insurance companies over a year post-landfall, and many are still homeless, and unable to restore and repair their homes. Recent reports from the Wall Street Journal reveal that Florida homeowner insurance premiums have skyrocketed by as much as 900%, and have quadrupled under the Governorship of Ron DeSantis.

In a December 2022 bill signing of legislation that was generated from a special session in the Florida legislature, which gutted the ability of litigants’ to collect legal fees from insurance providers that refuse to pay out insurance claims, DeSantis stated,

“The issues in Florida’s property insurance market did not occur overnight, and they will not be solved overnight”. 

Senate Bill 2A was claimed by lawmakers to be an “overhaul” of the state’s Insurance Statutes to combat the current insurance crisis that was created by a group of corrupt Florida officials, including Florida CFO Jimmy Patronis and now Former Florida Insurance Commissioner David Altmaier, allowing insurance companies that were supposed to be regulated by the Office of Insurance Regulation (OIR) to get a pass. A recently released report from FIGA proves this.

When Ron DeSantis was sworn into office as Governor of Florida in January 2019, Floridians paid an average premium of $1,988, meaning that insurance premiums have tripled since he assumed office. In 2023, Florida’s average homeowner insurance premium has increased 40% this year alone, which is four times the national increase. Premiums are rising at an unsustainable rate, and it has made homeownership, and even home rentals completely unaffordable for Floridians, especially the many seniors who have flocked to Florida for retirement, only to discover they can’t afford to live in Florida anymore on their fixed incomes. The rising cost of premiums has forced thousands of Floridians out of their homes due to surprise increases that the average person who is living paycheck to paycheck cannot afford. According to a recent report, “In just half a decade, the median price of a single-family house in Florida rose $150,000 or 60%. According to Redfin, the average cost of a home in March 2018 was approximately $250,000. In March 2023, it was roughly $400,000.”

The constant pattern of staggering premium hikes or policy terminations is giving homeowners heartburn. There is no denying that the middle and lower classes in particular will bear the brunt of this crisis in Florida, with their hard-earned incomes and little to no disposable income being drained to cover the costs of home repairs, or losing their homes all together via mass foreclosures due to unaffordable premiums, along with insurance carriers being delinquent on paying out claims.

And despite polling nationally at 8% in GOP Presidential Primary Polls with no path to victory in sight for his doomed Presidential campaign, Ron DeSantis has continued to abandon his duties as Governor of Florida, which has exacerbated the growing homeowner insurance crisis in Florida.

DeSantis is not only Sanctimonious in his belief that he can beat Donald Trump in a GOP primary, but instead of actually addressing corruption in Florida’s insurance market, he has made a habit of saying we just have to “pray” and hope that Hurricanes don’t hit Florida. While speaking in Israel earlier this year, DeSantis told the crowd that he single-handedly stopped Hurricane Dorian from hitting Florida because he prayed at the Western Wall in Israel.

DeSantis’s claims that Dorian was ‘prayed away’ from hitting the State were totally false, because Hurricane Dorian did hit Florida, killing six Floridians.

During the last legislative session, many observed that DeSantis’s attention was focused on collecting as many brownie points as possible from lobbyists, members of the Florida legislature, and the Trump base in an effort to lay the groundwork for his 2024 Presidential campaign and utilize the war chest of over $200 million that he deceptively raised from Trump supporters prior to November 2022 in an effort to secure his gubernatorial re-election. Ultimately, his political ambition prevented him from making better decisions for Floridians, whom he has now completely abandoned after promising them another term as their Governor, and then immediately neglecting them upon securing re-election.

While Governor DeSantis and state CFO Jimmy Patronis took in millions in campaign donations to push through legislation to limit storm victims’ rights to sue their insurance companies, Ron DeSantis’ Deputy Campaign Manager, David Polyansky, along with his wife Kristen, have been in a legal battle with their own insurance company, Vyrd Insurance.

Polyansky was a senior advisor to Ron DeSantis’s Never Back Down Super PAC, and is now the deputy campaign manager to DeSantis’ failed Presidential campaign, in violation of the 120 day cool down period which prevents coordination between PACs and campaigns. 

I have exclusively obtained the Civil Remedy Filing against Polyansky’s insurance company that was submitted by attorney Alex Zatik from the Hollywood, Florida law firm of Cassel & Cassel. See that filing below…

Civil Remedy Filing

If you aren’t familiar with the Cassel & Cassel law firm of Ft Lauderdale, Florida, the law firms’ founder is a stanch Democrat and anti-DeSantis Florida State Representative Hillary Cassel.

State Rep. Hillary Cassel is a Democrat on Florida’s Hurricane Resiliency & Recovery subcommittee, and an attorney who represents families against insurance companies. She was arguably one of the most vocal critics of DeSantis’s duplicitous Insurance reform bill in the 2023 Florida legislative session, in which DeSantis allowed for the insurance companies to write their own bill in exchange for campaign donations.

In April 2023, parts of Broward County, Florida were heavily impacted by massive floods. During this time, Ron DeSantis was traveling both nationally and internationally, illegally campaigning for President via a shadow presidential campaign that was deceptively disguised as a book tour. However, instead of doing the job he was elected to do as Governor of Florida, Ron DeSantis completely ignored the flooding of Broward County, and didn’t issue a statement about the floods until an entire week after they occurred. DeSantis waited an entire week while Floridians were under water to announce that he would ask the federal government to declare Broward County a disaster area, which would make residents eligible for financial assistance. Dean Trantalis, the Mayor of Fort Lauderdale, made headlines for blasting DeSantis in the aftermath of the floods that rocked the major South Florida city. 

This prompted a response from Democrat lawmaker Hillary Cassel, who represents Broward County in the Florida legislature, and is the founder of the law firm Cassel & Cassel, which has been retained by David Polyansky, the Deputy Campaign manager for DeSantis’s Presidential campaign.

In a scathing statement, Cassel blasted DeSantis for neglecting Floridians so that he could run for President in violation of Florida’s Resign to Run law, which had not yet officially been changed at this time in April 2023.

Cassel said, 

“It took the governor over a week to ask for that assistance and he is yet to visit the district and my community that is in desperate need of help! We’ve known since the very beginning we were going to need federal support because, as a property insurance attorney, I know that property insurance, individual homeowners policies are not going to cover these claims. These claims are as a result of flood, most of these people are not in flood zones so they do not have flood insurance. It is very clear that it is more important to him to run a national campaign, go overseas, talk about foreign issues, and he has left the state of Florida literally high and wet.”

Speaking to the Washington Post in May 2023, Cassel blasted DeSantis’s deceptive “insurance reform bill”, stating,

“Nothing in this law says they must impose fines, they must do additional audits, they must have transparency with insurance companies’ financials. The goal is to protect consumers and we will never reach that goal if the people in charge of insurance regulation is bought and paid for by the insurance company and are able to turn a blind eye and not look at the real problem.”

Hillary Cassel also criticized former Insurance Commissioner and Ron DeSantis for President campaign donor  David Altmaier, by saying he failed to follow through on the Legislature’s mandate for him to provide lawmakers data . As I previously reported, David Altmaier, Florida’s former leading insurance regulator under DeSantis, left his position to work for one of the largest lobbying firms in the state of Florida, after he played a leading role in shaping a pro-insurance industry bill that was signed into law by Governor DeSantis, despite being harmful to Florida homeowners.

While digging into Ron DeSantis’s campaign finance reports for his Presidential campaign earlier this year, a familiar name popped up. David Altmaier, now a Tallahassee lobbyist and DeSantis for President campaign donor, was once the top insurance official in the state of Florida when he served as the Florida Commissioner of Insurance Regulation from May 2, 2016 until December 28, 2022.

According to DeSantis’s first FEC report since filing to run for President, he received a campaign contribution in the amount of $1,000 from Altmaier on May 25,2023, just one day after DeSantis officially filed to run for President.

It is rather ironic that the Deputy Campaign Manager for DeSantis’s Presidential campaign has filed a lawsuit against an insurance company that was protected by DeSantis’s own campaign donor, who also happens to be the former Florida Commissioner of Insurance Regulation who the lawyer for DeSantis’s Deputy Campaign Manager has openly criticized and blamed for Florida’s insurance crisis. 

In their civil remedy notice and their 84 page legal complaint over their Hurricane Ian claim, which was filed in Lee County, Florida on June 16th, 2023, David and Kristen Polyansky allege that Vyrd Insurance is in violation of the following Florida state statutes:

  • 624.155(1)(b)(1) Not attempting in good faith to settle claims when, under all the circumstances, it could and should have done so, had it acted fairly and honestly toward its insured and with due regard for her or his interests.
  • 624.155(1)(b)(3) Except as to liability coverages, failing to promptly settle claims, when the obligation to settle a claim has become reasonably clear, under one portion of the insurance policy coverage in order to influence settlements under other portions of the insurance policy coverage.
  • 626.9541(1)(i)(3)(a) Failing to adopt and implement standards for the proper investigation of claims.
  • 626.9541(1)(i)(3)(c) Failing to acknowledge and act promptly upon communications with respect to claims.
  • 626.9541(1)(i)(3)(d) Denying claims without conducting reasonable investigations based upon available information.
  • 626.9541(1)(i)(3)(e) Failing to affirm or deny full or partial coverage of claims, and, as to partial coverage, the dollar amount or extent of coverage, or failing to provide a written statement that the claim is being investigated, upon the written request of the insured within 30 days after proof-of-loss statements have been completed.
  • 626.9541(1)(i)(3)(f) Failing to promptly provide a reasonable explanation in writing to the insured of the basis in the insurance policy, in relation to the facts or applicable law, for denial of a claim or for the offer of a compromise settlement.
  • 626.9541(1)(i)(4) Failing to pay undisputed amounts of partial or full benefits owed under first-party property insurance policies within 90 days after an insurer receives notice of a residential property insurance claim, determines the amounts of partial or full benefits, and agrees to coverage, unless payment of the undisputed benefits is prevented by an act of God, prevented by the impossibility of performance, or due to actions by the insured or claimant that constitute fraud, lack of cooperation, or intentional misrepresentation regarding the claim for which benefits are owed.

 

 

 

This is quite an embarrassment for Ron DeSantis and his campaign. David Polyansky is a veteran political operative who previously served as the Chief of Staff to Senator Ted Cruz, which means Polyansky is no stranger to working with losing candidates. Along with being Ron DeSantis’s Deputy Campaign manager, Polyansky is also the Chief Strategy Officer for Axiom Strategies. Axiom Strategies was founded by Jeff Roe, who is currently the lead strategist for Never Back Down, Ron DeSantis’s Super PAC, although it is unclear what the “strategy” is exactly since the campaign and PAC have both failed in getting DeSantis to poll above single digits.

In addition to being Senator Ted Cruz’s  senior political and communications advisor for his  failed, anti-Trump 2016 presidential run, he also worked on the losing Presidential campaigns of Wisconsin Governor Scott Walker and Arkansas Governor Mike Huckabee when he ran for President in 2008.

On August 8, 2023, it was reported that there was shakeup in staffing on Ron DeSantis’s Presidential campaign. According to an August report from CBS News,

“Florida Gov. Ron DeSantis has replaced campaign manager Generra Peck with his longtime chief of staff James Uthmeier, the latest shake-up in DeSantis’ presidential campaign as he continues to lag former President Donald Trump in early state polls. A DeSantis spokesperson confirmed the move and added that David Polyansky, who was the senior adviser to the pro-DeSantis super PAC “Never Back Down,” will also become a deputy campaign manager.”

Polyansky filed his lawsuit and retained the law firm of an anti-DeSantis lawmaker in June of 2023, and he was brought on as DeSantis’s Deputy campaign manager in August of 2023, which further sheds light into the amateur political foundation of Ron DeSantis’s Presidential campaign, which clearly has a poor vetting process and low standards.

It is also worth noting that Polyansky isn’t even a Florida resident. On his Axiom Strategies bio, it says he lives in Houston, Texas with his wife Kirsten and their two children.

David and Kirsten Polansky, who are both residents of Houston Texas appear based on documents filed with the court to have had an HO3 homeowners’ policy in Florida. HO3 Homeowners policies are usually only issued to Florida Residents of which clearly the Polansky’s are not.

For example, on page 3 of the Polansky’s homeowners’ policy under the “the Policy Definitions” filed as exhibit A and page 19 in their 84 page complaint, it clearly states the following:

18. “Residence Premises” means: a. The one family dwelling, other structures, and grounds; or b. That part of any other building; where you reside, and which is shown as the “residence premises” in the Declarations. “Residence premises” also means a two-family dwelling where you reside in at least one of the family units and which is shown as the “residence premises” in the Declarations.

This begs the question of whether or not Ron DeSantis’s Deputy Campaign Manager and his wife are possibly committing what is known in the insurance industry as rate evading. Rate evasion is when one seeks to obtain a lower policy premium by providing inaccurate information. Generally, HO3 policies are only issued to people who reside full time in a property, and by Polyansky’s own admission, he and his wife reside in in Houston, Texas. Polyansky is not licensed with the Florida Bar, but he and his wife are both licensed in Texas.

Governor DeSantis has signed legislation claiming to protect insurers and policyholders, but critics have slammed the new laws as protecting insurance companies at the expense of Floridians. Laws signed by DeSantis eliminate “one-way attorney fees for property insurance claims, which will disincentivize frivolous lawsuits.” In practice, that makes it difficult for policyholders to recover legal fees, even in lawsuits they win. The recent changes in Florida’s insurance laws intend to keep insurers in the state and premiums low for policyholders, but they’ve backfired on both fronts.

President Donald Trump called out DeSantis in a Truth Social post in March, saying,

“RINO [Republican in Name Only] Ron DeSanctimonious is delivering the biggest insurance company BAILOUT to Globalist Insurance Companies, IN HISTORY. He’s also crushed Florida homeowners whose houses were destroyed in the Hurricane – They’re getting pennies on the dollar. His Insurance Commissioner does NOTHING, while Florida’s lives are ruined. This is the worst Insurance Scam in the entire Country!”

As of publication, President Donald Trump is not only dominating DeSantis and all other GOP primary challengers in national polls, but he is polling at 60% in Florida among GOP primary voters, compared to DeSantis, who is polling at 19% in his own state where he is Governor. Throughout the campaign trail, President Trump has continued to slam DeSantis for his improper handling of Hurricane Ian recovery efforts, and the state insurance crisis. Trump’s lead has grown steadily with no signs of reversing, and unsurprisingly, DeSantis continues to plummet in national and Florida GOP Presidential primary polls.

In addition to running the most embarrassing and failed Republican Presidential bid since Jeb Bush, Ron DeSantis also abandoned the people of Florida. He failed as Governor of Florida. In his haste to grab as much political power as he could, Ron DeSantis destroyed his own legacy, and has endangered millions of Floridians who now sit just one hurricane away from total devastation with absolutely no road to recovery.

Not only will DeSantis’ bid for President in 2024 prevent him from becoming President during this election, but the failures that have resulted in his abandonment of the State will ensure that he never holds any political office of any kind after his second term as Governor of Florida expires.

The people of Florida trusted Ron DeSantis, and he stabbed them in the back. President Trump, who once endorsed and gave political life to DeSantis’s unknown name and effectively gave life to his now destroyed political career, is very relatable to Floridians in that Ron DeSantis has also stabbed him directly in the back during the 2024 Presidential Election. Luckily for the rest of America, DeSantis is trailing President Trump by a margin of 48.5 points nationally. The American people reject public corruption, dishonesty, and disloyalty, which is why the damage DeSantis has caused Florida while serving as Governor will not be inflicted upon the United States by a potential DeSantis Administration now, or ever.